Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Equitas Small Finance Bank Limited for its Khopoli Branch branch in Pune, Pune, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Equitas Small Finance Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ESFB0009092. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Equitas Small Finance Bank Limited, Khopoli Branch, Pune
The table below shows the main details of the IFSC Code ESFB0009092 for the Equitas Small Finance Bank Limited branch in Pune, which falls under the Pune district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0009092 |
| Branch | Khopoli Branch |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | At 75/1/C,1 St Floor,Lusia Apartment,Patnkar Wada,Opp - Khopoli Old Police Station,Mb Road,Khopoli 410203 |
These details are important not only for users using online banking but also for businesses and individuals who use Equitas Small Finance Bank Limited in Pune for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ESFB0009092 for the Khopoli Branch branch of Equitas Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Khopoli Branch, Pune, Maharashtra, are allotted a unique IFSC like ESFB0009092 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Pune and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Equitas Small Finance Bank Limited in Khopoli Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code ESFB0009092
This is the format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khopoli Branch in Pune.
For example, the IFSC Code ESFB0009092 of Equitas Small Finance Bank Limited for the Khopoli Branch branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
To find the IFSC Code ESFB0009092 of Equitas Small Finance Bank Limited for its Khopoli Branch branch located in Pune, the following methods can help you out:
Cheque Book
The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Equitas Small Finance Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and go to the branch locator section. Then search for Khopoli Branch or Pune to find the exact IFSC Code ESFB0009092.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Equitas Small Finance Bank Limited and Pune will provide accurate information.
How to Use IFSC Code ESFB0009092 for Online Transfers?
Once you have the IFSC Code ESFB0009092 for the Khopoli Branch branch of Equitas Small Finance Bank Limited in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ESFB0009092. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0009092.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Equitas Small Finance Bank Limited Khopoli Branch in Pune, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Khopoli Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pune to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khopoli Branch Pune branch is ESFB0009092.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At 75/1/C,1 St Floor,Lusia Apartment,Patnkar Wada,Opp - Khopoli Old Police Station,Mb Road,Khopoli 410203.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.