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IFSC Code of Equitas Small Finance Bank Limited, Jalgaon, Jalgaon, Maharashtra — ESFB0009042

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Jalgaon branch in Jalgaon, Jalgaon, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Equitas Small Finance Bank Limited situated in Jalgaon or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code ESFB0009042. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Equitas Small Finance Bank Limited, Jalgaon, Jalgaon

Here are the key points that are associated with the IFSC Code ESFB0009042 of Equitas Small Finance Bank Limited for its branch located in Jalgaon, within the district of Jalgaon in the state of Maharashtra.

Particulars Details
Bank Equitas Small Finance Bank Limited
IFSC Code ESFB0009042
Branch Jalgaon
City Jalgaon
District Jalgaon
State Maharashtra
Address Satyam Plaza,Shop No.6,7,8 Below Fm Radio Office,Polan Peth,Jalgaon -425001

These details are essential not only for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Jalgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0009042 for the Jalgaon branch of Equitas Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Equitas Small Finance Bank Limited located in Jalgaon, Jalgaon, Maharashtra, is provided a unique IFSC like ESFB0009042 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Equitas Small Finance Bank Limited branch in Jalgaon.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jalgaon and Jalgaon.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Jalgaon do not get misguided to another person.

Format of the IFSC Code ESFB0009042

This is the format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jalgaon in Jalgaon.

For example, the IFSC Code ESFB0009042 of Equitas Small Finance Bank Limited for the Jalgaon branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

If you are looking for the IFSC Code ESFB0009042 of Equitas Small Finance Bank Limited for its Jalgaon branch located in Jalgaon, the following methods can help:

Cheque Book

The cheque book that is issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Equitas Small Finance Bank Limited branches in Jalgaon and Jalgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Equitas Small Finance Bank Limited and look for the branch locator section, then search for Jalgaon or Jalgaon to get the exact IFSC Code ESFB0009042.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Equitas Small Finance Bank Limited and Jalgaon, then it will provide you proper information.

How to Use IFSC Code ESFB0009042 for Online Transfers?

Once you have the IFSC Code ESFB0009042 for the Jalgaon branch of Equitas Small Finance Bank Limited in Jalgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESFB0009042. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0009042.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Jalgaon in Jalgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Jalgaon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Equitas Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Equitas Small Finance Bank Limited Jalgaon Jalgaon?

The IFSC Code of the Jalgaon Jalgaon branch is ESFB0009042.

Is IFSC Code ESFB0009042 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Equitas Small Finance Bank Limited Jalgaon branch?

The branch is located at Satyam Plaza,Shop No.6,7,8 Below Fm Radio Office,Polan Peth,Jalgaon -425001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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