Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Equitas Small Finance Bank Limited for its Dhake Colony, Jalgaon branch in Jalgaon, Jalgaon, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Equitas Small Finance Bank Limited located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ESFB0009071. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Equitas Small Finance Bank Limited, Dhake Colony, Jalgaon, Jalgaon
Here are some of the key details that come with the IFSC Code ESFB0009071 of Equitas Small Finance Bank Limited for its branch located in Jalgaon, within the district of Jalgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0009071 |
| Branch | Dhake Colony, Jalgaon |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| Address | 1St Floor,Pl No 188-9,Shiva Arcade,Above Icici Bank,Dhake Colony,Jalgaon -425001 |
These details are essential not only for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Jalgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0009071 for the Dhake Colony, Jalgaon branch of Equitas Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Dhake Colony, Jalgaon, Jalgaon, Maharashtra, are allotted a unique IFSC like ESFB0009071 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jalgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jalgaon and Jalgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Equitas Small Finance Bank Limited in Dhake Colony, Jalgaon reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code ESFB0009071
This is the format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dhake Colony, Jalgaon in Jalgaon.
For example, the IFSC Code ESFB0009071 of Equitas Small Finance Bank Limited for the Dhake Colony, Jalgaon branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
If you are looking for the IFSC Code ESFB0009071 of Equitas Small Finance Bank Limited for its Dhake Colony, Jalgaon branch located in Jalgaon, the following methods can help:
Cheque Book
The cheque book that is issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Equitas Small Finance Bank Limited branches in Jalgaon and Jalgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Equitas Small Finance Bank Limited and look for the branch locator section, then search for Dhake Colony, Jalgaon or Jalgaon to get the exact IFSC Code ESFB0009071.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Equitas Small Finance Bank Limited and Jalgaon, then it will provide you proper information.
How to Use IFSC Code ESFB0009071 for Online Transfers?
Once you have the IFSC Code ESFB0009071 for the Dhake Colony, Jalgaon branch of Equitas Small Finance Bank Limited in Jalgaon, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ESFB0009071. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0009071.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Equitas Small Finance Bank Limited Dhake Colony, Jalgaon in Jalgaon, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Dhake Colony, Jalgaon, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jalgaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ESFB0009071.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1St Floor,Pl No 188-9,Shiva Arcade,Above Icici Bank,Dhake Colony,Jalgaon -425001 located in Jalgaon, Jalgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.