The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh branch in Andhra Pradesh, Andhra Pradesh, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Equitas Small Finance Bank Limited located in Andhra Pradesh or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ESFB0004019. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Equitas Small Finance Bank Limited, T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh, Andhra Pradesh
Here are the main details that are associated with the IFSC Code ESFB0004019 of Equitas Small Finance Bank Limited for its branch located in Andhra Pradesh, within the district of Andhra Pradesh in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0004019 |
| Branch | T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh |
| City | Andhra Pradesh |
| District | Andhra Pradesh |
| State | Andhra Pradesh |
| Address | D.No-7-24-9 , 1St Floor, Adavikolanu Street,Upstairs Of Punjab National Bank , T.Nagar,Rajahmundry-533101, East Godavari Dist.(A.P) 533101 |
These details are essential not only for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Andhra Pradesh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0004019 for the T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh branch of Equitas Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh, Andhra Pradesh, Andhra Pradesh, are allotted a unique IFSC like ESFB0004019 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Andhra Pradesh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Andhra Pradesh and Andhra Pradesh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Equitas Small Finance Bank Limited in T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code ESFB0004019
The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Equitas Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh in Andhra Pradesh.
For example, the IFSC Code ESFB0004019 of Equitas Small Finance Bank Limited for the T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh branch has these elements, identifying the bank and the branch location in Andhra Pradesh and Andhra Pradesh correctly.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
If you are trying to find the IFSC Code ESFB0004019 of Equitas Small Finance Bank Limited for its T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh branch located in Andhra Pradesh, the following methods can help:
Cheque Book
The cheque books that are issued by Equitas Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Equitas Small Finance Bank Limited branches in Andhra Pradesh and Andhra Pradesh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and find the branch locator section. Search for T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh or Andhra Pradesh to get the exact IFSC Code ESFB0004019.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Equitas Small Finance Bank Limited and Andhra Pradesh that will provide accurate information.
How to Use IFSC Code ESFB0004019 for Online Transfers?
If you have the IFSC Code ESFB0004019 for the T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh branch of Equitas Small Finance Bank Limited in Andhra Pradesh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESFB0004019. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0004019.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh in Andhra Pradesh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Andhra Pradesh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the T.Nagar, Rajahmundry, East Godavari District, Andhra Pradesh Andhra Pradesh branch is ESFB0004019.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at D.No-7-24-9 , 1St Floor, Adavikolanu Street,Upstairs Of Punjab National Bank , T.Nagar,Rajahmundry-533101, East Godavari Dist.(A.P) 533101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.