The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch in Andhra Pradesh, Andhra Pradesh, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Equitas Small Finance Bank Limited located in Andhra Pradesh or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ESFB0004008. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Equitas Small Finance Bank Limited, Srinagar Colony-Guntur, Guntur District , Andhra Pradesh, Andhra Pradesh
The table below shows the main details of the IFSC Code ESFB0004008 for the Equitas Small Finance Bank Limited branch in Andhra Pradesh, which falls under the Andhra Pradesh district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0004008 |
| Branch | Srinagar Colony-Guntur, Guntur District , Andhra Pradesh |
| City | Andhra Pradesh |
| District | Andhra Pradesh |
| State | Andhra Pradesh |
| Address | 7-17-107, 1St Floor, Srinagar Colony, Opp-Meeseva Center,Guntur-522002 |
These details are essential not only for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Andhra Pradesh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0004008 for the Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch of Equitas Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Srinagar Colony-Guntur, Guntur District , Andhra Pradesh, Andhra Pradesh, Andhra Pradesh, are given a unique IFSC like ESFB0004008 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Andhra Pradesh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Andhra Pradesh and Andhra Pradesh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Equitas Small Finance Bank Limited in Srinagar Colony-Guntur, Guntur District , Andhra Pradesh goes to the correct branch. This is important because Equitas Small Finance Bank Limited has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ESFB0004008
The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Equitas Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Srinagar Colony-Guntur, Guntur District , Andhra Pradesh in Andhra Pradesh.
For example, the IFSC Code ESFB0004008 of Equitas Small Finance Bank Limited for the Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch includes these elements, identifying the bank and the branch location in Andhra Pradesh and Andhra Pradesh accurately.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
To find the IFSC Code ESFB0004008 of Equitas Small Finance Bank Limited for its Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch located in Andhra Pradesh, the following methods can help you out:
Cheque Book
The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Equitas Small Finance Bank Limited branches in Andhra Pradesh and Andhra Pradesh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and go to the branch locator section. Then search for Srinagar Colony-Guntur, Guntur District , Andhra Pradesh or Andhra Pradesh to find the exact IFSC Code ESFB0004008.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Equitas Small Finance Bank Limited and Andhra Pradesh will provide accurate information.
How to Use IFSC Code ESFB0004008 for Online Transfers?
If you have the IFSC Code ESFB0004008 for the Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch of Equitas Small Finance Bank Limited in Andhra Pradesh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESFB0004008. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0004008.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Srinagar Colony-Guntur, Guntur District , Andhra Pradesh in Andhra Pradesh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Equitas Small Finance Bank Limited in Srinagar Colony-Guntur, Guntur District , Andhra Pradesh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Andhra Pradesh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ESFB0004008.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 7-17-107, 1St Floor, Srinagar Colony, Opp-Meeseva Center,Guntur-522002 located in Andhra Pradesh, Andhra Pradesh, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.