The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dhanalakshmi Bank for its Pandalam branch in Pathanamthitta, Pathanamthitta, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dhanalakshmi Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000163. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dhanalakshmi Bank, Pandalam, Pathanamthitta
Here are the main details that are associated with the IFSC Code DLXB0000163 of Dhanalakshmi Bank for its branch located in Pathanamthitta, within the district of Pathanamthitta in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Dhanalakshmi Bank |
| IFSC Code | DLXB0000163 |
| Branch | Pandalam |
| City | Pathanamthitta |
| District | Pathanamthitta |
| State | Kerala |
| Address | Ground Floor, Mar Thoma Students Centre, Opp Nss College |
These details helps users in online banking and for businesses and individuals who use Dhanalakshmi Bank in Pathanamthitta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000163 for the Pandalam branch of Dhanalakshmi Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dhanalakshmi Bank located in Pandalam, Pathanamthitta, Kerala, are given a unique IFSC like DLXB0000163 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pathanamthitta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pathanamthitta and Pathanamthitta.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Dhanalakshmi Bank in Pandalam goes to the correct branch. This is important because Dhanalakshmi Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code DLXB0000163
The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Dhanalakshmi Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pandalam in Pathanamthitta.
For example, the IFSC Code DLXB0000163 of Dhanalakshmi Bank for the Pandalam branch has these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.
How to Find IFSC Code for Dhanalakshmi Bank?
If you are trying to find the IFSC Code DLXB0000163 of Dhanalakshmi Bank for its Pandalam branch located in Pathanamthitta, the following methods can help:
Cheque Book
The cheque books that are issued by Dhanalakshmi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Dhanalakshmi Bank branches in Pathanamthitta and Pathanamthitta, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Dhanalakshmi Bank and find the branch locator section. Search for Pandalam or Pathanamthitta to get the exact IFSC Code DLXB0000163.
Mobile Banking App
If you use Dhanalakshmi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dhanalakshmi Bank and Pathanamthitta that will provide accurate information.
How to Use IFSC Code DLXB0000163 for Online Transfers?
If you have the IFSC Code DLXB0000163 for the Pandalam branch of Dhanalakshmi Bank in Pathanamthitta, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DLXB0000163. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000163.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dhanalakshmi Bank Pandalam in Pathanamthitta, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Pandalam, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dhanalakshmi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pathanamthitta manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Pandalam Pathanamthitta branch is DLXB0000163.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, Mar Thoma Students Centre, Opp Nss College.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.