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IFSC Code of Dhanalakshmi Bank, Pamba, Pathanamthitta, Kerala — DLXB0000117

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dhanalakshmi Bank for its Pamba branch in Pathanamthitta, Pathanamthitta, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Dhanalakshmi Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000117. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Dhanalakshmi Bank, Pamba, Pathanamthitta

Here are the key points that are associated with the IFSC Code DLXB0000117 of Dhanalakshmi Bank for its branch located in Pathanamthitta, within the district of Pathanamthitta in the state of Kerala.

Particulars Details
Bank Dhanalakshmi Bank
IFSC Code DLXB0000117
Branch Pamba
City Pathanamthitta
District Pathanamthitta
State Kerala
Address Triveni,Pathanamthitta Dt 689714

These details are important not only for users using online banking but also for businesses and individuals who use Dhanalakshmi Bank in Pathanamthitta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DLXB0000117 for the Pamba branch of Dhanalakshmi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dhanalakshmi Bank located in Pamba, Pathanamthitta, Kerala, are given a unique IFSC like DLXB0000117 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pathanamthitta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pathanamthitta and Pathanamthitta.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Dhanalakshmi Bank in Pamba goes to the correct branch. This is important because Dhanalakshmi Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code DLXB0000117

The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Dhanalakshmi Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pamba in Pathanamthitta.

For example, the IFSC Code DLXB0000117 of Dhanalakshmi Bank for the Pamba branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.

How to Find IFSC Code for Dhanalakshmi Bank?

To find the IFSC Code DLXB0000117 of Dhanalakshmi Bank for its Pamba branch located in Pathanamthitta, the following methods can help you out:

Cheque Book

The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Dhanalakshmi Bank branches in Pathanamthitta and Pathanamthitta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Dhanalakshmi Bank and go to the branch locator section. Then search for Pamba or Pathanamthitta to find the exact IFSC Code DLXB0000117.

Mobile Banking App

If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Dhanalakshmi Bank and Pathanamthitta will provide accurate information.

How to Use IFSC Code DLXB0000117 for Online Transfers?

Once you have the IFSC Code DLXB0000117 for the Pamba branch of Dhanalakshmi Bank in Pathanamthitta, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DLXB0000117. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000117.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Dhanalakshmi Bank Pamba in Pathanamthitta, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Pamba, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dhanalakshmi Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathanamthitta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dhanalakshmi Bank in Pamba, Pathanamthitta?

The IFSC Code is DLXB0000117.

Is the IFSC Code DLXB0000117 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Dhanalakshmi Bank Pamba?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pamba branch?

The address of the branch is Triveni,Pathanamthitta Dt 689714 located in Pathanamthitta, Pathanamthitta, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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