The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dcb Bank Limited for its Jagannathpur branch in Ganjam, Ganjam, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dcb Bank Limited located in Ganjam or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code DCBL0000121. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dcb Bank Limited, Jagannathpur, Ganjam
Here are some of the key details that come with the IFSC Code DCBL0000121 of Dcb Bank Limited for its branch located in Ganjam, within the district of Ganjam in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Dcb Bank Limited |
| IFSC Code | DCBL0000121 |
| Branch | Jagannathpur |
| City | Ganjam |
| District | Ganjam |
| State | Odisha |
| Address | Plot No.1141, Nh5, Jagannathpur, Berhampur, District ┬Û Ganjam, Odisha, Pin ┬Û 760007 |
These details are essential not only for online banking users but also for businesses and individuals who use Dcb Bank Limited in Ganjam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000121 for the Jagannathpur branch of Dcb Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dcb Bank Limited located in Jagannathpur, Ganjam, Odisha, are allotted a unique IFSC like DCBL0000121 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ganjam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ganjam and Ganjam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Dcb Bank Limited in Jagannathpur reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code DCBL0000121
The format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jagannathpur in Ganjam.
For example, the IFSC Code DCBL0000121 of Dcb Bank Limited for the Jagannathpur branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha accurately.
How to Find IFSC Code for Dcb Bank Limited?
If you are trying to find the IFSC Code DCBL0000121 of Dcb Bank Limited for its Jagannathpur branch located in Ganjam, the following methods can help:
Cheque Book
The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Dcb Bank Limited branches in Ganjam and Ganjam, print them on the first page of your passbook.
Bank Website
Visit the official website of Dcb Bank Limited and navigate to the branch locator section. Search for Jagannathpur or Ganjam to get the exact IFSC Code DCBL0000121.
Mobile Banking App
If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dcb Bank Limited and Ganjam, you'll get the correct details.
How to Use IFSC Code DCBL0000121 for Online Transfers?
Once you have the IFSC Code DCBL0000121 for the Jagannathpur branch of Dcb Bank Limited in Ganjam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DCBL0000121. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000121.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dcb Bank Limited Jagannathpur in Ganjam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Dcb Bank Limited in Jagannathpur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Dcb Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ganjam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jagannathpur Ganjam branch is DCBL0000121.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Plot No.1141, Nh5, Jagannathpur, Berhampur, District ┬Û Ganjam, Odisha, Pin ┬Û 760007.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.