There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Dcb Bank Limited for its Hinjilicut branch in Ganjam, Ganjam, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Dcb Bank Limited situated in Ganjam or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code DCBL0000110. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Dcb Bank Limited, Hinjilicut, Ganjam
Here are the main details that are associated with the IFSC Code DCBL0000110 of Dcb Bank Limited for its branch located in Ganjam, within the district of Ganjam in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Dcb Bank Limited |
| IFSC Code | DCBL0000110 |
| Branch | Hinjilicut |
| City | Ganjam |
| District | Ganjam |
| State | Odisha |
| Address | Dcb Bank Ltd,Hinjilicut Barnch,Ground And 1St Floor,Raghunath Bhavan, Main Road,Nearold Cinema Hall,Hinjilicut,District Ganjam,State Odisha,Pincode 761102 |
These details are important not only for users using online banking but also for businesses and individuals who use Dcb Bank Limited in Ganjam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DCBL0000110 for the Hinjilicut branch of Dcb Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dcb Bank Limited located in Hinjilicut, Ganjam, Odisha, are allotted a unique IFSC like DCBL0000110 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ganjam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ganjam and Ganjam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Dcb Bank Limited in Hinjilicut reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code DCBL0000110
The format of the IFSC Code for banks, including Dcb Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hinjilicut in Ganjam.
For example, the IFSC Code DCBL0000110 of Dcb Bank Limited for the Hinjilicut branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha correctly.
How to Find IFSC Code for Dcb Bank Limited?
If you are trying to find the IFSC Code DCBL0000110 of Dcb Bank Limited for its Hinjilicut branch located in Ganjam, the following methods can help:
Cheque Book
The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Dcb Bank Limited branches in Ganjam and Ganjam, print them on the first page of your passbook.
Bank Website
Visit the official website of Dcb Bank Limited and navigate to the branch locator section. Search for Hinjilicut or Ganjam to get the exact IFSC Code DCBL0000110.
Mobile Banking App
If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dcb Bank Limited and Ganjam, you'll get the correct details.
How to Use IFSC Code DCBL0000110 for Online Transfers?
Once you have the IFSC Code DCBL0000110 for the Hinjilicut branch of Dcb Bank Limited in Ganjam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DCBL0000110. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000110.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dcb Bank Limited Hinjilicut in Ganjam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Dcb Bank Limited in Hinjilicut, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Dcb Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ganjam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is DCBL0000110.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dcb Bank Ltd,Hinjilicut Barnch,Ground And 1St Floor,Raghunath Bhavan, Main Road,Nearold Cinema Hall,Hinjilicut,District Ganjam,State Odisha,Pincode 761102 located in Ganjam, Ganjam, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.