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IFSC Code of City Union Bank Limited, Tiruchuli, Virudhunagar, Tamil Nadu — CIUB0000615

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of City Union Bank Limited for its Tiruchuli branch in Virudhunagar, Virudhunagar, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of City Union Bank Limited located in Virudhunagar or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000615. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Tiruchuli, Virudhunagar

The table below shows the main details of the IFSC Code CIUB0000615 for the City Union Bank Limited branch in Virudhunagar, which falls under the Virudhunagar district in Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000615
Branch Tiruchuli
City Virudhunagar
District Virudhunagar
State Tamil Nadu
Address D.No 5/402(11) Narikudi Road,Tiruchuli,Virudhunagar 626129

These details are crucial, not just for online banking users but also for businesses and individuals who use City Union Bank Limited in Virudhunagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000615 for the Tiruchuli branch of City Union Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Tiruchuli, Virudhunagar, Tamil Nadu, are given a unique IFSC like CIUB0000615 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Virudhunagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Virudhunagar and Virudhunagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to City Union Bank Limited in Tiruchuli goes to the correct branch. This is important because City Union Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CIUB0000615

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tiruchuli in Virudhunagar.

For example, the IFSC Code CIUB0000615 of City Union Bank Limited for the Tiruchuli branch has these elements, identifying the bank and the branch location in Virudhunagar and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

If you are looking for the IFSC Code CIUB0000615 of City Union Bank Limited for its Tiruchuli branch located in Virudhunagar, the following methods can help:

Cheque Book

The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including City Union Bank Limited branches in Virudhunagar and Virudhunagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Tiruchuli or Virudhunagar to get the exact IFSC Code CIUB0000615.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Virudhunagar, then it will provide you proper information.

How to Use IFSC Code CIUB0000615 for Online Transfers?

If you have the IFSC Code CIUB0000615 for the Tiruchuli branch of City Union Bank Limited in Virudhunagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000615. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000615.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Tiruchuli in Virudhunagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Tiruchuli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Virudhunagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Tiruchuli, Virudhunagar?

The IFSC Code is CIUB0000615.

Is the IFSC Code CIUB0000615 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Tiruchuli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tiruchuli branch?

The address of the branch is D.No 5/402(11) Narikudi Road,Tiruchuli,Virudhunagar 626129 located in Virudhunagar, Virudhunagar, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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