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IFSC Code of City Union Bank Limited, Thiruthangal, Virudhunagar, Tamil Nadu — CIUB0000648

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of City Union Bank Limited for its Thiruthangal branch in Virudhunagar, Virudhunagar, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of City Union Bank Limited situated in Virudhunagar or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CIUB0000648. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Thiruthangal, Virudhunagar

Here are the key points that are associated with the IFSC Code CIUB0000648 of City Union Bank Limited for its branch located in Virudhunagar, within the district of Virudhunagar in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000648
Branch Thiruthangal
City Virudhunagar
District Virudhunagar
State Tamil Nadu
Address No.261,Sivakasi To Virudhunagar Main Road,Thiruthangal,Virudhunagar

These details help users in online banking and for businesses and individuals who use City Union Bank Limited in Virudhunagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000648 for the Thiruthangal branch of City Union Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Thiruthangal, Virudhunagar, Tamil Nadu, are allotted a unique IFSC like CIUB0000648 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Virudhunagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Virudhunagar and Virudhunagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to City Union Bank Limited in Thiruthangal reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CIUB0000648

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thiruthangal in Virudhunagar.

For example, the IFSC Code CIUB0000648 of City Union Bank Limited for the Thiruthangal branch includes these elements, identifying the bank and the branch location in Virudhunagar and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000648 of City Union Bank Limited for its Thiruthangal branch located in Virudhunagar, the following methods can help:

Cheque Book

The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Virudhunagar and Virudhunagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and find the branch locator section. Search for Thiruthangal or Virudhunagar to get the exact IFSC Code CIUB0000648.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Virudhunagar that will provide accurate information.

How to Use IFSC Code CIUB0000648 for Online Transfers?

Once you have the IFSC Code CIUB0000648 for the Thiruthangal branch of City Union Bank Limited in Virudhunagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000648. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000648.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Thiruthangal in Virudhunagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Thiruthangal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Virudhunagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Thiruthangal, Virudhunagar?

The IFSC Code is CIUB0000648.

Is the IFSC Code CIUB0000648 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Thiruthangal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thiruthangal branch?

The address of the branch is No.261,Sivakasi To Virudhunagar Main Road,Thiruthangal,Virudhunagar located in Virudhunagar, Virudhunagar, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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