IFSC Code of City Union Bank Limited, Padirapuliyur, Villupuram, Tamil Nadu- CIUB0000749

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of City Union Bank Limited for its Padirapuliyur branch in Villupuram, Villupuram, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of City Union Bank Limited located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000749. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Padirapuliyur, Villupuram

The table below shows the main details of the IFSC Code CIUB0000749 for the City Union Bank Limited branch in Villupuram, which falls under the Villupuram district in Tamil Nadu.

These details help users in online banking and for businesses and individuals who use City Union Bank Limited in Villupuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000749 for the Padirapuliyur branch of City Union Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Padirapuliyur, Villupuram, Tamil Nadu, are allotted a unique IFSC like CIUB0000749 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Villupuram.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Villupuram and Villupuram.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to City Union Bank Limited in Padirapuliyur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CIUB0000749

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Padirapuliyur in Villupuram.

For example, the IFSC Code CIUB0000749 of City Union Bank Limited for the Padirapuliyur branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000749 of City Union Bank Limited for its Padirapuliyur branch located in Villupuram, the following methods can help:

Cheque Book

The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Villupuram and Villupuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and find the branch locator section. Search for Padirapuliyur or Villupuram to get the exact IFSC Code CIUB0000749.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Villupuram that will provide accurate information.

How to Use IFSC Code CIUB0000749 for Online Transfers?

Once you have the IFSC Code CIUB0000749 for the Padirapuliyur branch of City Union Bank Limited in Villupuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000749. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000749.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Padirapuliyur in Villupuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Padirapuliyur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official City Union Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Villupuram manage online transfers as well as cheque clearances with ease.