Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of City Union Bank Limited for its C.Meyyur branch in Villupuram, Villupuram, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of City Union Bank Limited located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000741. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, C.Meyyur, Villupuram

Here are the key points that are associated with the IFSC Code CIUB0000741 of City Union Bank Limited for its branch located in Villupuram, within the district of Villupuram in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000741
Branch C.Meyyur
City Villupuram
District Villupuram
State Tamil Nadu
Address 3/68 C, Cuddalore Main Road, Sithalingamandam - 605803, Villupuram Dt

These details help users in online banking and for businesses and individuals who use City Union Bank Limited in Villupuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000741 for the C.Meyyur branch of City Union Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in C.Meyyur, Villupuram, Tamil Nadu, is provided with a unique IFSC like CIUB0000741 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Villupuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Villupuram and Villupuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in C.Meyyur do not get mixed with another location.

Format of the IFSC Code CIUB0000741

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as C.Meyyur in Villupuram.

For example, the IFSC Code CIUB0000741 of City Union Bank Limited for the C.Meyyur branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000741 of City Union Bank Limited for its C.Meyyur branch located in Villupuram, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Villupuram and Villupuram, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for C.Meyyur or Villupuram to get the exact IFSC Code CIUB0000741.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Villupuram, you'll get the correct details.

How to Use IFSC Code CIUB0000741 for Online Transfers?

Once you have the IFSC Code CIUB0000741 for the C.Meyyur branch of City Union Bank Limited in Villupuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000741. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000741.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited C.Meyyur in Villupuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in C.Meyyur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Villupuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in C.Meyyur, Villupuram?

The IFSC Code is CIUB0000741.

Is the IFSC Code CIUB0000741 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited C.Meyyur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the C.Meyyur branch?

The address of the branch is 3/68 C, Cuddalore Main Road, Sithalingamandam - 605803, Villupuram Dt located in Villupuram, Villupuram, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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