The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Walajapet branch in Vellore, Vellore, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Vellore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000612. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for City Union Bank Limited, Walajapet, Vellore
Here are the key points that are associated with the IFSC Code CIUB0000612 of City Union Bank Limited for its branch located in Vellore, within the district of Vellore in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000612 |
| Branch | Walajapet |
| City | Vellore |
| District | Vellore |
| State | Tamil Nadu |
| Address | Sri Balaji Building,26 Gundammar Street,Ammoor Road,Walajapet,Vellore |
These details are crucial, not just for online banking users but also for businesses and individuals who use City Union Bank Limited in Vellore for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000612 for the Walajapet branch of City Union Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Walajapet, Vellore, Tamil Nadu, is provided a unique IFSC like CIUB0000612 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the City Union Bank Limited branch in Vellore.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Vellore and Vellore.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for City Union Bank Limited in Walajapet do not get misguided to another person.
Format of the IFSC Code CIUB0000612
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Walajapet in Vellore.
For example, the IFSC Code CIUB0000612 of City Union Bank Limited for the Walajapet branch includes these elements, identifying the bank and the branch location in Vellore and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are looking for the IFSC Code CIUB0000612 of City Union Bank Limited for its Walajapet branch located in Vellore, the following methods can help:
Cheque Book
The cheque book that is issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including City Union Bank Limited branches in Vellore and Vellore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of City Union Bank Limited and look for the branch locator section, then search for Walajapet or Vellore to get the exact IFSC Code CIUB0000612.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for City Union Bank Limited and Vellore, then it will provide you proper information.
How to Use IFSC Code CIUB0000612 for Online Transfers?
Once you have the IFSC Code CIUB0000612 for the Walajapet branch of City Union Bank Limited in Vellore, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000612. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000612.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Walajapet in Vellore, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Walajapet, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vellore to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000612.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sri Balaji Building,26 Gundammar Street,Ammoor Road,Walajapet,Vellore located in Vellore, Vellore, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.