For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of City Union Bank Limited for its Kuppambattu branch in Vellore, Vellore, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of City Union Bank Limited located in Vellore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000737. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Kuppambattu, Vellore
The table below shows the main details of the IFSC Code CIUB0000737 for the City Union Bank Limited branch in Vellore, which falls under the Vellore district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000737 |
| Branch | Kuppambattu |
| City | Vellore |
| District | Vellore |
| State | Tamil Nadu |
| Address | S.F.No 92/3C,92/3C 1A,Bus Road,Odugathur,Kuppambattu,Anaicut Taluk,Vellore Dt |
These details helps users in online banking and for businesses and individuals who use City Union Bank Limited in Vellore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000737 for the Kuppambattu branch of City Union Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Kuppambattu, Vellore, Tamil Nadu, are allotted a unique IFSC like CIUB0000737 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vellore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vellore and Vellore.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to City Union Bank Limited in Kuppambattu reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code CIUB0000737
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kuppambattu in Vellore.
For example, the IFSC Code CIUB0000737 of City Union Bank Limited for the Kuppambattu branch has these elements, identifying the bank and the branch location in Vellore and Tamil Nadu correctly.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000737 of City Union Bank Limited for its Kuppambattu branch located in Vellore, the following methods can help:
Cheque Book
The cheque books that are issued by City Union Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Vellore and Vellore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of City Union Bank Limited and find the branch locator section. Search for Kuppambattu or Vellore to get the exact IFSC Code CIUB0000737.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for City Union Bank Limited and Vellore that will provide accurate information.
How to Use IFSC Code CIUB0000737 for Online Transfers?
Once you have the IFSC Code CIUB0000737 for the Kuppambattu branch of City Union Bank Limited in Vellore, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000737. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000737.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Kuppambattu in Vellore, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Kuppambattu, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vellore to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000737.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is S.F.No 92/3C,92/3C 1A,Bus Road,Odugathur,Kuppambattu,Anaicut Taluk,Vellore Dt located in Vellore, Vellore, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.