The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Vannikonendal branch in Tirunelveli, Tirunelveli, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Tirunelveli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000610. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for City Union Bank Limited, Vannikonendal, Tirunelveli
Below in the table are the key details related to IFSC Code CIUB0000610 of City Union Bank Limited for its branch located in Tirunelveli, within the district of Tirunelveli in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000610 |
| Branch | Vannikonendal |
| City | Tirunelveli |
| District | Tirunelveli |
| State | Tamil Nadu |
| Address | No.4/449,Tirunelveli Road,Sankarankovi Taluk,Vannikonendal,Tirunelveli-627951 |
These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Tirunelveli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000610 for the Vannikonendal branch of City Union Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including City Union Bank Limited located in Vannikonendal, Tirunelveli, Tamil Nadu, is provided with a unique IFSC like CIUB0000610 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the City Union Bank Limited branch in Tirunelveli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Tirunelveli and Tirunelveli.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for City Union Bank Limited in Vannikonendal do not get mixed with another location.
Format of the IFSC Code CIUB0000610
The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vannikonendal in Tirunelveli.
For example, the IFSC Code CIUB0000610 of City Union Bank Limited for the Vannikonendal branch includes these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000610 of City Union Bank Limited for its Vannikonendal branch located in Tirunelveli, the following methods can help:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Tirunelveli and Tirunelveli, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Vannikonendal or Tirunelveli to get the exact IFSC Code CIUB0000610.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Tirunelveli, you'll get the correct details.
How to Use IFSC Code CIUB0000610 for Online Transfers?
If you have the IFSC Code CIUB0000610 for the Vannikonendal branch of City Union Bank Limited in Tirunelveli, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000610. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000610.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Vannikonendal in Tirunelveli, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Vannikonendal, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tirunelveli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Vannikonendal Tirunelveli branch is CIUB0000610.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No.4/449,Tirunelveli Road,Sankarankovi Taluk,Vannikonendal,Tirunelveli-627951.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.