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IFSC Code of City Union Bank Limited, Surandai, Tirunelveli, Tamil Nadu — CIUB0000582

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of City Union Bank Limited for its Surandai branch in Tirunelveli, Tirunelveli, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of City Union Bank Limited located in Tirunelveli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000582. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for City Union Bank Limited, Surandai, Tirunelveli

The table below shows the main details of the IFSC Code CIUB0000582 for the City Union Bank Limited branch in Tirunelveli, which falls under the Tirunelveli district in Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000582
Branch Surandai
City Tirunelveli
District Tirunelveli
State Tamil Nadu
Address No 18/7/184, Sankarankovil Road,Surandai, Tirunelveli

These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Tirunelveli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000582 for the Surandai branch of City Union Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Surandai, Tirunelveli, Tamil Nadu, are allotted a unique IFSC like CIUB0000582 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tirunelveli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tirunelveli and Tirunelveli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to City Union Bank Limited in Surandai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CIUB0000582

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surandai in Tirunelveli.

For example, the IFSC Code CIUB0000582 of City Union Bank Limited for the Surandai branch includes these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000582 of City Union Bank Limited for its Surandai branch located in Tirunelveli, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including City Union Bank Limited branches in Tirunelveli and Tirunelveli, print them on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Surandai or Tirunelveli to get the exact IFSC Code CIUB0000582.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Tirunelveli, you'll get the correct details.

How to Use IFSC Code CIUB0000582 for Online Transfers?

Once you have the IFSC Code CIUB0000582 for the Surandai branch of City Union Bank Limited in Tirunelveli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CIUB0000582. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000582.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Surandai in Tirunelveli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Surandai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tirunelveli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Surandai, Tirunelveli?

The IFSC Code is CIUB0000582.

Is the IFSC Code CIUB0000582 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Surandai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Surandai branch?

The address of the branch is No 18/7/184, Sankarankovil Road,Surandai, Tirunelveli located in Tirunelveli, Tirunelveli, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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