IFSC Code of City Union Bank Limited, Perumathunallur, Kancheepuram, Tamil Nadu — CIUB0000667

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of City Union Bank Limited for its Perumathunallur branch in Kancheepuram, Kancheepuram, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of City Union Bank Limited located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000667. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Perumathunallur, Kancheepuram

Here are some of the key details that come with the IFSC Code CIUB0000667 of City Union Bank Limited for its branch located in Kancheepuram, within the district of Kancheepuram in the state of Tamil Nadu.

These details are important not only for users using online banking but also for businesses and individuals who use City Union Bank Limited in Kancheepuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CIUB0000667 for the Perumathunallur branch of City Union Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000667 is given to every bank branch, including City Union Bank Limited located in Perumathunallur, Kancheepuram, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the City Union Bank Limited branch in Kancheepuram.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kancheepuram and Kancheepuram.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Perumathunallur doesn't end up at another location.

Format of the IFSC Code CIUB0000667

The format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In City Union Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Perumathunallur in Kancheepuram.

For example, the IFSC Code CIUB0000667 of City Union Bank Limited for the Perumathunallur branch has these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu correctly.

How to Find IFSC Code for City Union Bank Limited?

To find the IFSC Code CIUB0000667 of City Union Bank Limited for its Perumathunallur branch located in Kancheepuram, the following methods can help you out:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Kancheepuram and Kancheepuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of City Union Bank Limited and go to the branch locator section. Then search for Perumathunallur or Kancheepuram to find the exact IFSC Code CIUB0000667.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for City Union Bank Limited and Kancheepuram will provide accurate information.

How to Use IFSC Code CIUB0000667 for Online Transfers?

Once you have the IFSC Code CIUB0000667 for the Perumathunallur branch of City Union Bank Limited in Kancheepuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000667. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000667.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Perumathunallur in Kancheepuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Perumathunallur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official City Union Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kancheepuram manage online transfers as well as cheque clearances with ease.