Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of City Union Bank Limited for its Arpakkam branch in Kancheepuram, Kancheepuram, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of City Union Bank Limited located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000763. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Arpakkam, Kancheepuram
Here are the key points that are associated with the IFSC Code CIUB0000763 of City Union Bank Limited for its branch located in Kancheepuram, within the district of Kancheepuram in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000763 |
| Branch | Arpakkam |
| City | Kancheepuram |
| District | Kancheepuram |
| State | Tamil Nadu |
| Address | S.No 551,Arpakkam Koot Road,Arpakkam-631603,Arpakkam,Kancheepuram |
These details are essential not only for online banking users but also for businesses and individuals who use City Union Bank Limited in Kancheepuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000763 for the Arpakkam branch of City Union Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Arpakkam, Kancheepuram, Tamil Nadu, are allotted a unique IFSC like CIUB0000763 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kancheepuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kancheepuram and Kancheepuram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to City Union Bank Limited in Arpakkam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code CIUB0000763
The format of the IFSC Code for banks, including City Union Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For City Union Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arpakkam in Kancheepuram.
For example, the IFSC Code CIUB0000763 of City Union Bank Limited for the Arpakkam branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu correctly.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000763 of City Union Bank Limited for its Arpakkam branch located in Kancheepuram, the following methods can help:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Kancheepuram and Kancheepuram, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Arpakkam or Kancheepuram to get the exact IFSC Code CIUB0000763.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Kancheepuram, you'll get the correct details.
How to Use IFSC Code CIUB0000763 for Online Transfers?
If you have the IFSC Code CIUB0000763 for the Arpakkam branch of City Union Bank Limited in Kancheepuram, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CIUB0000763. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and City Union Bank Limited IFSC Code CIUB0000763.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for City Union Bank Limited Arpakkam in Kancheepuram, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Arpakkam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kancheepuram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Arpakkam Kancheepuram branch is CIUB0000763.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at S.No 551,Arpakkam Koot Road,Arpakkam-631603,Arpakkam,Kancheepuram.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.