The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Subhanpura branch in Vadodara, Vadodara, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CBIN0281362. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Subhanpura, Vadodara

Below in the table are the key details related to IFSC Code CBIN0281362 of Central Bank Of India for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281362
Branch Subhanpura
City Vadodara
District Vadodara
State Gujarat
Address 13, Ajanta Society, Race Course, Baroda - 390023

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281362 for the Subhanpura branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Subhanpura, Vadodara, Gujarat, are allotted a unique IFSC like CBIN0281362 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Vadodara and Vadodara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Subhanpura reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code CBIN0281362

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Subhanpura in Vadodara.

For example, the IFSC Code CBIN0281362 of Central Bank Of India for the Subhanpura branch has these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0281362 of Central Bank Of India for its Subhanpura branch located in Vadodara, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Subhanpura or Vadodara to get the exact IFSC Code CBIN0281362.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Vadodara, then it will provide you proper information.

How to Use IFSC Code CBIN0281362 for Online Transfers?

Once you have the IFSC Code CBIN0281362 for the Subhanpura branch of Central Bank Of India in Vadodara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0281362. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0281362.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Subhanpura in Vadodara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Subhanpura, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vadodara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Subhanpura, Vadodara?

The IFSC Code is CBIN0281362.

Is the IFSC Code CBIN0281362 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Subhanpura?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Subhanpura branch?

The address of the branch is 13, Ajanta Society, Race Course, Baroda - 390023 located in Vadodara, Vadodara, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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