Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Baroda Regional Office branch in Vadodara, Vadodara, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CBIN0281117. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Baroda Regional Office, Vadodara

Here are the main details that are associated with the IFSC Code CBIN0281117 of Central Bank Of India for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281117
Branch Baroda Regional Office
City Vadodara
District Vadodara
State Gujarat
Address Pratik Chamber, Ii Floor, Piramitar Road, Dandia Bazar,Dist-Baroda,Gujarat-390001

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281117 for the Baroda Regional Office branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Baroda Regional Office, Vadodara, Gujarat, are allotted a unique IFSC like CBIN0281117 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Vadodara and Vadodara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Baroda Regional Office reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code CBIN0281117

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baroda Regional Office in Vadodara.

For example, the IFSC Code CBIN0281117 of Central Bank Of India for the Baroda Regional Office branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0281117 of Central Bank Of India for its Baroda Regional Office branch located in Vadodara, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Baroda Regional Office or Vadodara to get the exact IFSC Code CBIN0281117.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Vadodara that will provide accurate information.

How to Use IFSC Code CBIN0281117 for Online Transfers?

Once you have the IFSC Code CBIN0281117 for the Baroda Regional Office branch of Central Bank Of India in Vadodara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0281117. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0281117.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Baroda Regional Office in Vadodara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Baroda Regional Office, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vadodara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Baroda Regional Office, Vadodara?

The IFSC Code is CBIN0281117.

Is the IFSC Code CBIN0281117 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Baroda Regional Office?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Baroda Regional Office branch?

The address of the branch is Pratik Chamber, Ii Floor, Piramitar Road, Dandia Bazar,Dist-Baroda,Gujarat-390001 located in Vadodara, Vadodara, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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