For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Kalawad Road Rajkot branch in Rajkot, Rajkot, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CBIN0283733. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kalawad Road Rajkot, Rajkot

Here are the key points that are associated with the IFSC Code CBIN0283733 of Central Bank Of India for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283733
Branch Kalawad Road Rajkot
City Rajkot
District Rajkot
State Gujarat
Address Simaria Mansion,Near Wockhardt Hospital, Kalawad Road, Dist-Rajkot, Gujrat-360007

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Rajkot for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0283733 for the Kalawad Road Rajkot branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Kalawad Road Rajkot, Rajkot, Gujarat, are allotted a unique IFSC like CBIN0283733 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajkot and Rajkot.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Kalawad Road Rajkot reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code CBIN0283733

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalawad Road Rajkot in Rajkot.

For example, the IFSC Code CBIN0283733 of Central Bank Of India for the Kalawad Road Rajkot branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0283733 of Central Bank Of India for its Kalawad Road Rajkot branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Kalawad Road Rajkot or Rajkot to get the exact IFSC Code CBIN0283733.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Rajkot, you'll get the correct details.

How to Use IFSC Code CBIN0283733 for Online Transfers?

Once you have the IFSC Code CBIN0283733 for the Kalawad Road Rajkot branch of Central Bank Of India in Rajkot, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283733. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0283733.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Kalawad Road Rajkot in Rajkot, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Kalawad Road Rajkot, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajkot to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Kalawad Road Rajkot Rajkot?

The IFSC Code of the Kalawad Road Rajkot Rajkot branch is CBIN0283733.

Is IFSC Code CBIN0283733 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Kalawad Road Rajkot branch?

The branch is located at Simaria Mansion,Near Wockhardt Hospital, Kalawad Road, Dist-Rajkot, Gujrat-360007.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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