There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Dhebar Road South Rajkot branch in Rajkot, Rajkot, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Rajkot or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code CBIN0285101. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Dhebar Road South Rajkot, Rajkot

Here are some of the key details that come with the IFSC Code CBIN0285101 of Central Bank Of India for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0285101
Branch Dhebar Road South Rajkot
City Rajkot
District Rajkot
State Gujarat
Address 1, Aavkar Square, Krishna Nagar Main Rd, Anand Bunglow Chowk, Rajkot, Gujrat,-360011

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0285101 for the Dhebar Road South Rajkot branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Dhebar Road South Rajkot, Rajkot, Gujarat, is provided a unique IFSC like CBIN0285101 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Rajkot.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rajkot and Rajkot.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Dhebar Road South Rajkot do not get misguided to another person.

Format of the IFSC Code CBIN0285101

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhebar Road South Rajkot in Rajkot.

For example, the IFSC Code CBIN0285101 of Central Bank Of India for the Dhebar Road South Rajkot branch has these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0285101 of Central Bank Of India for its Dhebar Road South Rajkot branch located in Rajkot, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Dhebar Road South Rajkot or Rajkot to get the exact IFSC Code CBIN0285101.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Rajkot that will provide accurate information.

How to Use IFSC Code CBIN0285101 for Online Transfers?

If you have the IFSC Code CBIN0285101 for the Dhebar Road South Rajkot branch of Central Bank Of India in Rajkot, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0285101. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0285101.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Dhebar Road South Rajkot in Rajkot, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Dhebar Road South Rajkot, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rajkot manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Dhebar Road South Rajkot, Rajkot?

The IFSC Code is CBIN0285101.

Is the IFSC Code CBIN0285101 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Dhebar Road South Rajkot?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dhebar Road South Rajkot branch?

The address of the branch is 1, Aavkar Square, Krishna Nagar Main Rd, Anand Bunglow Chowk, Rajkot, Gujrat,-360011 located in Rajkot, Rajkot, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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