There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Motihari Regional Office branch in Purbi Champaran, Motihari, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Purbi Champaran or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code CBIN0283029. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Motihari Regional Office, Purbi Champaran
Here are some of the key details that come with the IFSC Code CBIN0283029 of Central Bank Of India for its branch located in Purbi Champaran, within the district of Motihari in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0283029 |
| Branch | Motihari Regional Office |
| City | Purbi Champaran |
| District | Motihari |
| State | Bihar |
| Address | Baluatal,P.B.No 5,Dist East Champaran,Bihar 845401 |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Purbi Champaran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283029 for the Motihari Regional Office branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Motihari Regional Office, Purbi Champaran, Bihar, are allotted a unique IFSC like CBIN0283029 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Purbi Champaran.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Purbi Champaran and Motihari.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Central Bank Of India in Motihari Regional Office reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code CBIN0283029
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Motihari Regional Office in Purbi Champaran.
For example, the IFSC Code CBIN0283029 of Central Bank Of India for the Motihari Regional Office branch has these elements, identifying the bank and the branch location in Purbi Champaran and Bihar correctly.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0283029 of Central Bank Of India for its Motihari Regional Office branch located in Purbi Champaran, the following methods can help:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Purbi Champaran and Motihari, print them on the first page of your passbook.
Bank Website
Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Motihari Regional Office or Purbi Champaran to get the exact IFSC Code CBIN0283029.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Purbi Champaran, you'll get the correct details.
How to Use IFSC Code CBIN0283029 for Online Transfers?
Once you have the IFSC Code CBIN0283029 for the Motihari Regional Office branch of Central Bank Of India in Purbi Champaran, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0283029. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283029.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Motihari Regional Office in Purbi Champaran, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Motihari Regional Office, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Purbi Champaran manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Motihari Regional Office Purbi Champaran branch is CBIN0283029.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Baluatal,P.B.No 5,Dist East Champaran,Bihar 845401.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.