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IFSC Code of Central Bank Of India, Gorhwa, Motihari, Bihar — CBIN0284135

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Gorhwa branch in Purbi Champaran, Motihari, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Purbi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0284135. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Gorhwa, Purbi Champaran

Below in the table are the key details related to IFSC Code CBIN0284135 of Central Bank Of India for its branch located in Purbi Champaran, within the district of Motihari in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284135
Branch Gorhwa
City Purbi Champaran
District Motihari
State Bihar
Address Gorhwa Chowk, Motihari, Pakdidayan Road, Motihari, East Champaran, Bihar -845401

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Purbi Champaran for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0284135 for the Gorhwa branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Gorhwa, Purbi Champaran, Bihar, are allotted a unique IFSC like CBIN0284135 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Purbi Champaran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Purbi Champaran and Motihari.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Gorhwa reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code CBIN0284135

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gorhwa in Purbi Champaran.

For example, the IFSC Code CBIN0284135 of Central Bank Of India for the Gorhwa branch includes these elements, identifying the bank and the branch location in Purbi Champaran and Bihar accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0284135 of Central Bank Of India for its Gorhwa branch located in Purbi Champaran, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Purbi Champaran and Motihari, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Gorhwa or Purbi Champaran to get the exact IFSC Code CBIN0284135.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Purbi Champaran, you'll get the correct details.

How to Use IFSC Code CBIN0284135 for Online Transfers?

Once you have the IFSC Code CBIN0284135 for the Gorhwa branch of Central Bank Of India in Purbi Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284135. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284135.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Gorhwa in Purbi Champaran may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Gorhwa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purbi Champaran to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Gorhwa, Purbi Champaran?

The IFSC Code is CBIN0284135.

Is the IFSC Code CBIN0284135 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Gorhwa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gorhwa branch?

The address of the branch is Gorhwa Chowk, Motihari, Pakdidayan Road, Motihari, East Champaran, Bihar -845401 located in Purbi Champaran, Motihari, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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