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IFSC Code of Central Bank Of India, P. A. Shah Road, Kolkata, West Bengal — CBIN0281663

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its P. A. Shah Road branch in Kolkata, Kolkata, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0281663. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, P. A. Shah Road, Kolkata

Here are the main details that are associated with the IFSC Code CBIN0281663 of Central Bank Of India for its branch located in Kolkata, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281663
Branch P. A. Shah Road
City Kolkata
District Kolkata
State West Bengal
Address 392/1 Prince Anwar Shah Road

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Kolkata for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281663 for the P. A. Shah Road branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0281663 is given to every bank branch, including Central Bank Of India located in P. A. Shah Road, Kolkata, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Kolkata.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kolkata and Kolkata.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in P. A. Shah Road doesn't end up at another location.

Format of the IFSC Code CBIN0281663

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like P. A. Shah Road in Kolkata.

For example, the IFSC Code CBIN0281663 of Central Bank Of India for the P. A. Shah Road branch has these elements, identifying the bank and the branch location in Kolkata and West Bengal correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0281663 of Central Bank Of India for its P. A. Shah Road branch located in Kolkata, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Kolkata and Kolkata, print them on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for P. A. Shah Road or Kolkata to get the exact IFSC Code CBIN0281663.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Kolkata, you'll get the correct details.

How to Use IFSC Code CBIN0281663 for Online Transfers?

Once you have the IFSC Code CBIN0281663 for the P. A. Shah Road branch of Central Bank Of India in Kolkata, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0281663. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0281663.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India P. A. Shah Road in Kolkata, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in P. A. Shah Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kolkata to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in P. A. Shah Road, Kolkata?

The IFSC Code is CBIN0281663.

Is the IFSC Code CBIN0281663 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India P. A. Shah Road?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the P. A. Shah Road branch?

The address of the branch is 392/1 Prince Anwar Shah Road located in Kolkata, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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