For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Kolkata (South) Regional Office branch in Kolkata, Kolkata, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0283097. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kolkata (South) Regional Office, Kolkata

Here are the main details that are associated with the IFSC Code CBIN0283097 of Central Bank Of India for its branch located in Kolkata, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283097
Branch Kolkata (South) Regional Office
City Kolkata
District Kolkata
State West Bengal
Address 5Th Floor, 33 N.S.Road, Kolkata,W.B-700001Dist-Kolkata,West Bengal-700001

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Kolkata for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283097 for the Kolkata (South) Regional Office branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Kolkata (South) Regional Office, Kolkata, West Bengal, is provided with a unique IFSC like CBIN0283097 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Kolkata.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kolkata and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Kolkata (South) Regional Office do not get mixed with another location.

Format of the IFSC Code CBIN0283097

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kolkata (South) Regional Office in Kolkata.

For example, the IFSC Code CBIN0283097 of Central Bank Of India for the Kolkata (South) Regional Office branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0283097 of Central Bank Of India for its Kolkata (South) Regional Office branch located in Kolkata, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Kolkata and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Kolkata (South) Regional Office or Kolkata to get the exact IFSC Code CBIN0283097.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Kolkata, then it will provide you proper information.

How to Use IFSC Code CBIN0283097 for Online Transfers?

If you have the IFSC Code CBIN0283097 for the Kolkata (South) Regional Office branch of Central Bank Of India in Kolkata, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283097. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0283097.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Kolkata (South) Regional Office in Kolkata, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Kolkata (South) Regional Office, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kolkata manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Kolkata (South) Regional Office, Kolkata?

The IFSC Code is CBIN0283097.

Is the IFSC Code CBIN0283097 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Kolkata (South) Regional Office?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kolkata (South) Regional Office branch?

The address of the branch is 5Th Floor, 33 N.S.Road, Kolkata,W.B-700001Dist-Kolkata,West Bengal-700001 located in Kolkata, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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