Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Akrahat (Falimari) branch in Koch Bihar, Akrahat, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0283057. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Akrahat (Falimari), Koch Bihar
The table below shows the main details of the IFSC Code CBIN0283057 for the Central Bank Of India branch in Koch Bihar, which falls under the Akrahat district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0283057 |
| Branch | Akrahat (Falimari) |
| City | Koch Bihar |
| District | Akrahat |
| State | West Bengal |
| Address | At & P.O. Akrahat Bandar ,Dist Cooch Behar,West Bengal 736157 |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Koch Bihar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283057 for the Akrahat (Falimari) branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0283057 is given to every bank branch, including Central Bank Of India located in Akrahat (Falimari), Koch Bihar, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Koch Bihar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Koch Bihar and Akrahat.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Akrahat (Falimari) doesn't end up at another location.
Format of the IFSC Code CBIN0283057
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Akrahat (Falimari) in Koch Bihar.
For example, the IFSC Code CBIN0283057 of Central Bank Of India for the Akrahat (Falimari) branch has these elements, identifying the bank and the branch location in Koch Bihar and West Bengal correctly.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0283057 of Central Bank Of India for its Akrahat (Falimari) branch located in Koch Bihar, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Koch Bihar and Akrahat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Akrahat (Falimari) or Koch Bihar to find the exact IFSC Code CBIN0283057.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Koch Bihar will provide accurate information.
How to Use IFSC Code CBIN0283057 for Online Transfers?
Once you have the IFSC Code CBIN0283057 for the Akrahat (Falimari) branch of Central Bank Of India in Koch Bihar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0283057. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0283057.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Akrahat (Falimari) in Koch Bihar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Akrahat (Falimari), here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Koch Bihar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0283057.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At & P.O. Akrahat Bandar ,Dist Cooch Behar,West Bengal 736157 located in Koch Bihar, Akrahat, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.