For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Akrahat branch in Koch Bihar, Akrahat, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0282919. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Akrahat, Koch Bihar
Below in the table are the key details related to IFSC Code CBIN0282919 of Central Bank Of India for its branch located in Koch Bihar, within the district of Akrahat in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0282919 |
| Branch | Akrahat |
| City | Koch Bihar |
| District | Akrahat |
| State | West Bengal |
| Address | Village Akrahat P.O. Baragadaikhora, Dist-Cooch Behar, West Bengal-736172 |
These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Koch Bihar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282919 for the Akrahat branch of Central Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0282919 is given to every bank branch, including Central Bank Of India located in Akrahat, Koch Bihar, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Koch Bihar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Koch Bihar and Akrahat.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Akrahat doesn't end up at another location.
Format of the IFSC Code CBIN0282919
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Akrahat in Koch Bihar.
For example, the IFSC Code CBIN0282919 of Central Bank Of India for the Akrahat branch has these elements, identifying the bank and the branch location in Koch Bihar and West Bengal correctly.
How to Find IFSC Code for Central Bank Of India?
If you are looking for the IFSC Code CBIN0282919 of Central Bank Of India for its Akrahat branch located in Koch Bihar, the following methods can help:
Cheque Book
The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Central Bank Of India branches in Koch Bihar and Akrahat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Akrahat or Koch Bihar to get the exact IFSC Code CBIN0282919.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Koch Bihar, then it will provide you proper information.
How to Use IFSC Code CBIN0282919 for Online Transfers?
Once you have the IFSC Code CBIN0282919 for the Akrahat branch of Central Bank Of India in Koch Bihar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0282919. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282919.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Akrahat in Koch Bihar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Akrahat, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Koch Bihar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0282919.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village Akrahat P.O. Baragadaikhora, Dist-Cooch Behar, West Bengal-736172 located in Koch Bihar, Akrahat, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.