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IFSC Code of Central Bank Of India, Dispur Charial, Guwahati, Assam — CBIN0283203

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Dispur Charial branch in Kamrup, Guwahati, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0283203. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Dispur Charial, Kamrup

Here are the key points that are associated with the IFSC Code CBIN0283203 of Central Bank Of India for its branch located in Kamrup, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283203
Branch Dispur Charial
City Kamrup
District Guwahati
State Assam
Address Ganeshguri Chariali P.O. Sachibalaya Dispur Guwahati - 781006

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Kamrup for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283203 for the Dispur Charial branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Dispur Charial, Kamrup, Assam, are given a unique IFSC like CBIN0283203 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kamrup.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kamrup and Guwahati.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Dispur Charial goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0283203

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dispur Charial in Kamrup.

For example, the IFSC Code CBIN0283203 of Central Bank Of India for the Dispur Charial branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0283203 of Central Bank Of India for its Dispur Charial branch located in Kamrup, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Kamrup and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Dispur Charial or Kamrup to get the exact IFSC Code CBIN0283203.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Kamrup, then it will provide you proper information.

How to Use IFSC Code CBIN0283203 for Online Transfers?

Once you have the IFSC Code CBIN0283203 for the Dispur Charial branch of Central Bank Of India in Kamrup, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283203. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283203.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Dispur Charial in Kamrup may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Dispur Charial, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kamrup manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Dispur Charial Kamrup?

The IFSC Code of the Dispur Charial Kamrup branch is CBIN0283203.

Is IFSC Code CBIN0283203 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Dispur Charial branch?

The branch is located at Ganeshguri Chariali P.O. Sachibalaya Dispur Guwahati - 781006.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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