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IFSC Code of Central Bank Of India, Fancy Bazar, Guwahati, Assam — CBIN0281303

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Fancy Bazar branch in Kamrup, Guwahati, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Kamrup or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code CBIN0281303. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Fancy Bazar, Kamrup

Below in the table are the key details related to IFSC Code CBIN0281303 of Central Bank Of India for its branch located in Kamrup, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281303
Branch Fancy Bazar
City Kamrup
District Guwahati
State Assam
Address Babu Bazar Building Fancy Bazar S S Road Guwahati - 781001

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Kamrup for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0281303 for the Fancy Bazar branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Fancy Bazar, Kamrup, Assam, is provided with a unique IFSC like CBIN0281303 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Kamrup.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kamrup and Guwahati.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Fancy Bazar do not get mixed with another location.

Format of the IFSC Code CBIN0281303

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Fancy Bazar in Kamrup.

For example, the IFSC Code CBIN0281303 of Central Bank Of India for the Fancy Bazar branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0281303 of Central Bank Of India for its Fancy Bazar branch located in Kamrup, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Kamrup and Guwahati, print them on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Fancy Bazar or Kamrup to get the exact IFSC Code CBIN0281303.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Kamrup, you'll get the correct details.

How to Use IFSC Code CBIN0281303 for Online Transfers?

Once you have the IFSC Code CBIN0281303 for the Fancy Bazar branch of Central Bank Of India in Kamrup, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0281303. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0281303.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Fancy Bazar in Kamrup may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Fancy Bazar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kamrup manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Fancy Bazar, Kamrup?

The IFSC Code is CBIN0281303.

Is the IFSC Code CBIN0281303 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Fancy Bazar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Fancy Bazar branch?

The address of the branch is Babu Bazar Building Fancy Bazar S S Road Guwahati - 781001 located in Kamrup, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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