There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Shikarpur branch in Jalpaiguri, Belakoba, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Jalpaiguri or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CBIN0284474. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Shikarpur, Jalpaiguri
Here are some of the key details that come with the IFSC Code CBIN0284474 of Central Bank Of India for its branch located in Jalpaiguri, within the district of Belakoba in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0284474 |
| Branch | Shikarpur |
| City | Jalpaiguri |
| District | Belakoba |
| State | West Bengal |
| Address | Bat Tala, Shikarpur, P.O. Belakoba, 735 133, Jalpaiguri, West Bengal |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Jalpaiguri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284474 for the Shikarpur branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Shikarpur, Jalpaiguri, West Bengal, is provided a unique IFSC like CBIN0284474 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Central Bank Of India branch in Jalpaiguri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jalpaiguri and Belakoba.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Shikarpur do not get misguided to another person.
Format of the IFSC Code CBIN0284474
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shikarpur in Jalpaiguri.
For example, the IFSC Code CBIN0284474 of Central Bank Of India for the Shikarpur branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal correctly.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0284474 of Central Bank Of India for its Shikarpur branch located in Jalpaiguri, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Jalpaiguri and Belakoba, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Shikarpur or Jalpaiguri to find the exact IFSC Code CBIN0284474.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Jalpaiguri will provide accurate information.
How to Use IFSC Code CBIN0284474 for Online Transfers?
Once you have the IFSC Code CBIN0284474 for the Shikarpur branch of Central Bank Of India in Jalpaiguri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0284474. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284474.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Shikarpur in Jalpaiguri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Shikarpur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jalpaiguri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0284474.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bat Tala, Shikarpur, P.O. Belakoba, 735 133, Jalpaiguri, West Bengal located in Jalpaiguri, Belakoba, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.