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IFSC Code of Central Bank Of India, Belakoba, Belakoba, West Bengal — CBIN0280980

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Belakoba branch in Jalpaiguri, Belakoba, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Jalpaiguri or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CBIN0280980. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Belakoba, Jalpaiguri

Here are the main details that are associated with the IFSC Code CBIN0280980 of Central Bank Of India for its branch located in Jalpaiguri, within the district of Belakoba in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280980
Branch Belakoba
City Jalpaiguri
District Belakoba
State West Bengal
Address P.O. & Telegraph Prasannanagar,Dist-Jalpaiguri,West Bengal-735166

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Jalpaiguri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0280980 for the Belakoba branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Belakoba, Jalpaiguri, West Bengal, is provided with a unique IFSC like CBIN0280980 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Jalpaiguri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalpaiguri and Belakoba.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Belakoba do not get mixed with another location.

Format of the IFSC Code CBIN0280980

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Belakoba in Jalpaiguri.

For example, the IFSC Code CBIN0280980 of Central Bank Of India for the Belakoba branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0280980 of Central Bank Of India for its Belakoba branch located in Jalpaiguri, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Jalpaiguri and Belakoba, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Belakoba or Jalpaiguri to get the exact IFSC Code CBIN0280980.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Jalpaiguri that will provide accurate information.

How to Use IFSC Code CBIN0280980 for Online Transfers?

Once you have the IFSC Code CBIN0280980 for the Belakoba branch of Central Bank Of India in Jalpaiguri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0280980. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280980.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Belakoba in Jalpaiguri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Belakoba, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalpaiguri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Belakoba Jalpaiguri?

The IFSC Code of the Belakoba Jalpaiguri branch is CBIN0280980.

Is IFSC Code CBIN0280980 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Belakoba branch?

The branch is located at P.O. & Telegraph Prasannanagar,Dist-Jalpaiguri,West Bengal-735166.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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