For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Gandhinagar Gidc branch in Gandhinagar, Gandhinagar, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CBIN0284806. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Gandhinagar Gidc, Gandhinagar
Below in the table are the key details related to IFSC Code CBIN0284806 of Central Bank Of India for its branch located in Gandhinagar, within the district of Gandhinagar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0284806 |
| Branch | Gandhinagar Gidc |
| City | Gandhinagar |
| District | Gandhinagar |
| State | Gujarat |
| Address | Plot No- R-12, Gidc, K-Road, Sector-26, Green City, Gandhi Nagar, Gujrat- 382024 |
These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Gandhinagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0284806 for the Gandhinagar Gidc branch of Central Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0284806 is given to every bank branch, including Central Bank Of India located in Gandhinagar Gidc, Gandhinagar, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Gandhinagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gandhinagar and Gandhinagar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Gandhinagar Gidc doesn't end up at another location.
Format of the IFSC Code CBIN0284806
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gandhinagar Gidc in Gandhinagar.
For example, the IFSC Code CBIN0284806 of Central Bank Of India for the Gandhinagar Gidc branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat correctly.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0284806 of Central Bank Of India for its Gandhinagar Gidc branch located in Gandhinagar, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Gandhinagar and Gandhinagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Gandhinagar Gidc or Gandhinagar to find the exact IFSC Code CBIN0284806.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Gandhinagar will provide accurate information.
How to Use IFSC Code CBIN0284806 for Online Transfers?
Once you have the IFSC Code CBIN0284806 for the Gandhinagar Gidc branch of Central Bank Of India in Gandhinagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0284806. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0284806.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Gandhinagar Gidc in Gandhinagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Gandhinagar Gidc, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0284806.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot No- R-12, Gidc, K-Road, Sector-26, Green City, Gandhi Nagar, Gujrat- 382024 located in Gandhinagar, Gandhinagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.