Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Gandhinagar branch in Gandhinagar, Gandhinagar, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CBIN0281364. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Gandhinagar, Gandhinagar
The table below shows the main details of the IFSC Code CBIN0281364 for the Central Bank Of India branch in Gandhinagar, which falls under the Gandhinagar district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0281364 |
| Branch | Gandhinagar |
| City | Gandhinagar |
| District | Gandhinagar |
| State | Gujarat |
| Address | Plot No. 279/280, Central Bank Buiding, Gh 4.5 Road, Sector 16, Gandhiangar ( Gujarat ) -382016 |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Gandhinagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281364 for the Gandhinagar branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Gandhinagar, Gandhinagar, Gujarat, are allotted a unique IFSC like CBIN0281364 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gandhinagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gandhinagar and Gandhinagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Central Bank Of India in Gandhinagar reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code CBIN0281364
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gandhinagar in Gandhinagar.
For example, the IFSC Code CBIN0281364 of Central Bank Of India for the Gandhinagar branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat correctly.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0281364 of Central Bank Of India for its Gandhinagar branch located in Gandhinagar, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Gandhinagar and Gandhinagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Gandhinagar or Gandhinagar to find the exact IFSC Code CBIN0281364.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Gandhinagar will provide accurate information.
How to Use IFSC Code CBIN0281364 for Online Transfers?
If you have the IFSC Code CBIN0281364 for the Gandhinagar branch of Central Bank Of India in Gandhinagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0281364. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0281364.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Gandhinagar in Gandhinagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Gandhinagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0281364.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot No. 279/280, Central Bank Buiding, Gh 4.5 Road, Sector 16, Gandhiangar ( Gujarat ) -382016 located in Gandhinagar, Gandhinagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.