The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Ramapuram branch in Malappuram, Malappuram, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Malappuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0001422. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Ramapuram, Malappuram

The table below shows the main details of the IFSC Code CNRB0001422 for the Canara Bank branch in Malappuram, which falls under the Malappuram district in Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0001422
Branch Ramapuram
City Malappuram
District Malappuram
State Kerala
Address Pp Viii/357, Ramapuram, Malappuram Dist, Kerala - 679 350

These details helps users in online banking and for businesses and individuals who use Canara Bank in Malappuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0001422 for the Ramapuram branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Ramapuram, Malappuram, Kerala, is provided with a unique IFSC like CNRB0001422 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Malappuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Malappuram and Malappuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Ramapuram do not get mixed with another location.

Format of the IFSC Code CNRB0001422

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramapuram in Malappuram.

For example, the IFSC Code CNRB0001422 of Canara Bank for the Ramapuram branch includes these elements, identifying the bank and the branch location in Malappuram and Kerala accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0001422 of Canara Bank for its Ramapuram branch located in Malappuram, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Malappuram and Malappuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Ramapuram or Malappuram to find the exact IFSC Code CNRB0001422.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Malappuram will provide accurate information.

How to Use IFSC Code CNRB0001422 for Online Transfers?

Once you have the IFSC Code CNRB0001422 for the Ramapuram branch of Canara Bank in Malappuram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0001422. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0001422.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Ramapuram in Malappuram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Ramapuram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Malappuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Ramapuram, Malappuram?

The IFSC Code is CNRB0001422.

Is the IFSC Code CNRB0001422 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Ramapuram?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramapuram branch?

The address of the branch is Pp Viii/357, Ramapuram, Malappuram Dist, Kerala - 679 350 located in Malappuram, Malappuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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