Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Malappuram R O branch in Malappuram, Malappuram, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Malappuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0007968. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Malappuram R O, Malappuram

Below in the table are the key details related to IFSC Code CNRB0007968 of Canara Bank for its branch located in Malappuram, within the district of Malappuram in the state of Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0007968
Branch Malappuram R O
City Malappuram
District Malappuram
State Kerala
Address Canara Bank Varnam Arcade,By Pass Junction,Machingal,Po Munduparamba Malappuram Kerala 676509

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Malappuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0007968 for the Malappuram R O branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Malappuram R O, Malappuram, Kerala, is provided with a unique IFSC like CNRB0007968 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Malappuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Malappuram and Malappuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Malappuram R O do not get mixed with another location.

Format of the IFSC Code CNRB0007968

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Malappuram R O in Malappuram.

For example, the IFSC Code CNRB0007968 of Canara Bank for the Malappuram R O branch has these elements, identifying the bank and the branch location in Malappuram and Kerala correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0007968 of Canara Bank for its Malappuram R O branch located in Malappuram, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Malappuram and Malappuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Malappuram R O or Malappuram to get the exact IFSC Code CNRB0007968.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Malappuram that will provide accurate information.

How to Use IFSC Code CNRB0007968 for Online Transfers?

Once you have the IFSC Code CNRB0007968 for the Malappuram R O branch of Canara Bank in Malappuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0007968. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0007968.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Malappuram R O in Malappuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Malappuram R O, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Malappuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Malappuram R O, Malappuram?

The IFSC Code is CNRB0007968.

Is the IFSC Code CNRB0007968 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Malappuram R O?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Malappuram R O branch?

The address of the branch is Canara Bank Varnam Arcade,By Pass Junction,Machingal,Po Munduparamba Malappuram Kerala 676509 located in Malappuram, Malappuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby CANARA BANK Branches

Back to Top