The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Haridwar Prem Nagar Ashram branch in Haridwar, Hardwar, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CNRB0005494. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Haridwar Prem Nagar Ashram, Haridwar
Here are the key points that are associated with the IFSC Code CNRB0005494 of Canara Bank for its branch located in Haridwar, within the district of Hardwar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0005494 |
| Branch | Haridwar Prem Nagar Ashram |
| City | Haridwar |
| District | Hardwar |
| State | Uttarakhand |
| Address | Prem Nagar Ashram Haridwar Road Haridwar |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Haridwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005494 for the Haridwar Prem Nagar Ashram branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Haridwar Prem Nagar Ashram, Haridwar, Uttarakhand, is provided with a unique IFSC like CNRB0005494 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Haridwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Haridwar and Hardwar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Haridwar Prem Nagar Ashram do not get mixed with another location.
Format of the IFSC Code CNRB0005494
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haridwar Prem Nagar Ashram in Haridwar.
For example, the IFSC Code CNRB0005494 of Canara Bank for the Haridwar Prem Nagar Ashram branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0005494 of Canara Bank for its Haridwar Prem Nagar Ashram branch located in Haridwar, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Haridwar and Hardwar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Haridwar Prem Nagar Ashram or Haridwar to get the exact IFSC Code CNRB0005494.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Haridwar that will provide accurate information.
How to Use IFSC Code CNRB0005494 for Online Transfers?
Once you have the IFSC Code CNRB0005494 for the Haridwar Prem Nagar Ashram branch of Canara Bank in Haridwar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0005494. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0005494.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Haridwar Prem Nagar Ashram in Haridwar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Haridwar Prem Nagar Ashram, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Haridwar Prem Nagar Ashram Haridwar branch is CNRB0005494.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Prem Nagar Ashram Haridwar Road Haridwar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.