Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Haridwar Kankhal branch in Haridwar, Hardwar, or Uttarakhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CNRB0005098. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Haridwar Kankhal, Haridwar
The table below shows the main details of the IFSC Code CNRB0005098 for the Canara Bank branch in Haridwar, which falls under the Hardwar district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0005098 |
| Branch | Haridwar Kankhal |
| City | Haridwar |
| District | Hardwar |
| State | Uttarakhand |
| Address | Canara Bank C/O Manjit S Oberoi Ram Niwas Building Near Nirmal Santpura Jwalapur Road, Kankhal Haridwar Uttarakhand Pin - 249408 |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Haridwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005098 for the Haridwar Kankhal branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0005098 is given to every bank branch, including Canara Bank located in Haridwar Kankhal, Haridwar, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Haridwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Haridwar and Hardwar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Haridwar Kankhal doesn't end up at another location.
Format of the IFSC Code CNRB0005098
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haridwar Kankhal in Haridwar.
For example, the IFSC Code CNRB0005098 of Canara Bank for the Haridwar Kankhal branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0005098 of Canara Bank for its Haridwar Kankhal branch located in Haridwar, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Haridwar and Hardwar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Haridwar Kankhal or Haridwar to get the exact IFSC Code CNRB0005098.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Haridwar, then it will provide you proper information.
How to Use IFSC Code CNRB0005098 for Online Transfers?
If you have the IFSC Code CNRB0005098 for the Haridwar Kankhal branch of Canara Bank in Haridwar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0005098. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0005098.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Haridwar Kankhal in Haridwar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Haridwar Kankhal, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0005098.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Canara Bank C/O Manjit S Oberoi Ram Niwas Building Near Nirmal Santpura Jwalapur Road, Kankhal Haridwar Uttarakhand Pin - 249408 located in Haridwar, Hardwar, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.