Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Kusberia branch in Haora, Howrah, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Canara Bank located in Haora or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0019729. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Kusberia, Haora
Below in the table are the key details related to IFSC Code CNRB0019729 of Canara Bank for its branch located in Haora, within the district of Howrah in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019729 |
| Branch | Kusberia |
| City | Haora |
| District | Howrah |
| State | West Bengal |
| Address | Office Of Gram Panchyat Sarada Amta Howrah Amta Ii Panchyat Samity Howrah Zilla Parisad Howrah West Bengal India 711413 |
These details help users in online banking and for businesses and individuals who use Canara Bank in Haora for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019729 for the Kusberia branch of Canara Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0019729 is given to every bank branch, including Canara Bank located in Kusberia, Haora, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Haora.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Haora and Howrah.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Kusberia doesn't end up at another location.
Format of the IFSC Code CNRB0019729
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kusberia in Haora.
For example, the IFSC Code CNRB0019729 of Canara Bank for the Kusberia branch includes these elements, identifying the bank and the branch location in Haora and West Bengal accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0019729 of Canara Bank for its Kusberia branch located in Haora, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Canara Bank branches in Haora and Howrah, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Kusberia or Haora to get the exact IFSC Code CNRB0019729.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Haora, you'll get the correct details.
How to Use IFSC Code CNRB0019729 for Online Transfers?
Once you have the IFSC Code CNRB0019729 for the Kusberia branch of Canara Bank in Haora, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0019729. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019729.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kusberia in Haora, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Kusberia, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Haora manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0019729.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Office Of Gram Panchyat Sarada Amta Howrah Amta Ii Panchyat Samity Howrah Zilla Parisad Howrah West Bengal India 711413 located in Haora, Howrah, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.