For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Jhamtia branch in Haora, Howrah, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Haora or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0005695. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Jhamtia, Haora

Here are the key points that are associated with the IFSC Code CNRB0005695 of Canara Bank for its branch located in Haora, within the district of Howrah in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0005695
Branch Jhamtia
City Haora
District Howrah
State West Bengal
Address Canara Bank Gp Office Jhamtia Ps Joypur Dist Howrah Jhamtia West Bengal 711401

These details help users in online banking and for businesses and individuals who use Canara Bank in Haora for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005695 for the Jhamtia branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Jhamtia, Haora, West Bengal, is provided with a unique IFSC like CNRB0005695 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Haora.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Haora and Howrah.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Jhamtia do not get mixed with another location.

Format of the IFSC Code CNRB0005695

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhamtia in Haora.

For example, the IFSC Code CNRB0005695 of Canara Bank for the Jhamtia branch includes these elements, identifying the bank and the branch location in Haora and West Bengal correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0005695 of Canara Bank for its Jhamtia branch located in Haora, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Haora and Howrah, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Jhamtia or Haora to get the exact IFSC Code CNRB0005695.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Haora, you'll get the correct details.

How to Use IFSC Code CNRB0005695 for Online Transfers?

If you have the IFSC Code CNRB0005695 for the Jhamtia branch of Canara Bank in Haora, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0005695. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0005695.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Jhamtia in Haora, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Jhamtia, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Haora manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Jhamtia, Haora?

The IFSC Code is CNRB0005695.

Is the IFSC Code CNRB0005695 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Jhamtia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhamtia branch?

The address of the branch is Canara Bank Gp Office Jhamtia Ps Joypur Dist Howrah Jhamtia West Bengal 711401 located in Haora, Howrah, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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