For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Retail Assets Hub Darbhanga branch in Darbhanga, Darbhanga, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Darbhanga or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0007067. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Retail Assets Hub Darbhanga, Darbhanga
Below in the table are the key details related to IFSC Code CNRB0007067 of Canara Bank for its branch located in Darbhanga, within the district of Darbhanga in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0007067 |
| Branch | Retail Assets Hub Darbhanga |
| City | Darbhanga |
| District | Darbhanga |
| State | Bihar |
| Address | Darbhanga Ii Branch Bijli Office Near S K Das Gully Lalbagh Darbhanga Bihar 846004 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Darbhanga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0007067 for the Retail Assets Hub Darbhanga branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Retail Assets Hub Darbhanga, Darbhanga, Bihar, are allotted a unique IFSC like CNRB0007067 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Darbhanga.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Darbhanga and Darbhanga.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Retail Assets Hub Darbhanga reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code CNRB0007067
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Retail Assets Hub Darbhanga in Darbhanga.
For example, the IFSC Code CNRB0007067 of Canara Bank for the Retail Assets Hub Darbhanga branch includes these elements, identifying the bank and the branch location in Darbhanga and Bihar accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0007067 of Canara Bank for its Retail Assets Hub Darbhanga branch located in Darbhanga, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Darbhanga and Darbhanga, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Retail Assets Hub Darbhanga or Darbhanga to get the exact IFSC Code CNRB0007067.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Darbhanga that will provide accurate information.
How to Use IFSC Code CNRB0007067 for Online Transfers?
Once you have the IFSC Code CNRB0007067 for the Retail Assets Hub Darbhanga branch of Canara Bank in Darbhanga, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0007067. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0007067.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Retail Assets Hub Darbhanga in Darbhanga, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Retail Assets Hub Darbhanga, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Darbhanga manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Retail Assets Hub Darbhanga Darbhanga branch is CNRB0007067.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Darbhanga Ii Branch Bijli Office Near S K Das Gully Lalbagh Darbhanga Bihar 846004.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.