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IFSC Code of Canara Bank, Darbhanga, Laharia Sarai, Darbhanga, Bihar — CNRB0002865

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Darbhanga, Laharia Sarai branch in Darbhanga, Darbhanga, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Darbhanga or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0002865. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Darbhanga, Laharia Sarai, Darbhanga

Here are some of the key details that come with the IFSC Code CNRB0002865 of Canara Bank for its branch located in Darbhanga, within the district of Darbhanga in the state of Bihar.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0002865
Branch Darbhanga, Laharia Sarai
City Darbhanga
District Darbhanga
State Bihar
Address House Of Pramod Kumar Dev &, Binod Kumar Dev), Kachahari, Road, Laharia Sarai,, Darbhanga (Bihar)

These details helps users in online banking and for businesses and individuals who use Canara Bank in Darbhanga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002865 for the Darbhanga, Laharia Sarai branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Darbhanga, Laharia Sarai, Darbhanga, Bihar, are given a unique IFSC like CNRB0002865 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Darbhanga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Darbhanga and Darbhanga.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Canara Bank in Darbhanga, Laharia Sarai goes to the correct branch. This is important because Canara Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CNRB0002865

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Darbhanga, Laharia Sarai in Darbhanga.

For example, the IFSC Code CNRB0002865 of Canara Bank for the Darbhanga, Laharia Sarai branch includes these elements, identifying the bank and the branch location in Darbhanga and Bihar correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0002865 of Canara Bank for its Darbhanga, Laharia Sarai branch located in Darbhanga, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Darbhanga and Darbhanga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Darbhanga, Laharia Sarai or Darbhanga to get the exact IFSC Code CNRB0002865.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Darbhanga that will provide accurate information.

How to Use IFSC Code CNRB0002865 for Online Transfers?

Once you have the IFSC Code CNRB0002865 for the Darbhanga, Laharia Sarai branch of Canara Bank in Darbhanga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0002865. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002865.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Darbhanga, Laharia Sarai in Darbhanga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Darbhanga, Laharia Sarai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Darbhanga manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Darbhanga, Laharia Sarai, Darbhanga?

The IFSC Code is CNRB0002865.

Is the IFSC Code CNRB0002865 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Darbhanga, Laharia Sarai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Darbhanga, Laharia Sarai branch?

The address of the branch is House Of Pramod Kumar Dev &, Binod Kumar Dev), Kachahari, Road, Laharia Sarai,, Darbhanga (Bihar) located in Darbhanga, Darbhanga, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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