There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Maharashtra for its Mico Lay Out , Bangalore branch in Bengaluru Urban, Bangalore, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Maharashtra situated in Bengaluru Urban or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code MAHB0001021. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Mico Lay Out , Bangalore, Bengaluru Urban

Here are the key points that are associated with the IFSC Code MAHB0001021 of Bank Of Maharashtra for its branch located in Bengaluru Urban, within the district of Bangalore in the state of Karnataka.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0001021
Branch Mico Lay Out , Bangalore
City Bengaluru Urban
District Bangalore
State Karnataka
Address 447, 6Th Main, 7Th Cross, Btm 2Nd Stageopposite Namdari Store, Bengaluru

These details help users in online banking and for businesses and individuals who use Bank Of Maharashtra in Bengaluru Urban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0001021 for the Mico Lay Out , Bangalore branch of Bank Of Maharashtra has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Mico Lay Out , Bangalore, Bengaluru Urban, Karnataka, are allotted a unique IFSC like MAHB0001021 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bengaluru Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bengaluru Urban and Bangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Maharashtra in Mico Lay Out , Bangalore reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code MAHB0001021

This is the format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mico Lay Out , Bangalore in Bengaluru Urban.

For example, the IFSC Code MAHB0001021 of Bank Of Maharashtra for the Mico Lay Out , Bangalore branch includes these elements, identifying the bank and the branch location in Bengaluru Urban and Karnataka accurately.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0001021 of Bank Of Maharashtra for its Mico Lay Out , Bangalore branch located in Bengaluru Urban, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Maharashtra branches in Bengaluru Urban and Bangalore, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Mico Lay Out , Bangalore or Bengaluru Urban to get the exact IFSC Code MAHB0001021.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Bengaluru Urban, you'll get the correct details.

How to Use IFSC Code MAHB0001021 for Online Transfers?

Once you have the IFSC Code MAHB0001021 for the Mico Lay Out , Bangalore branch of Bank Of Maharashtra in Bengaluru Urban, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0001021. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001021.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Mico Lay Out , Bangalore in Bengaluru Urban, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Maharashtra in Mico Lay Out , Bangalore, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bengaluru Urban manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Mico Lay Out , Bangalore, Bengaluru Urban?

The IFSC Code is MAHB0001021.

Is the IFSC Code MAHB0001021 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Mico Lay Out , Bangalore?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mico Lay Out , Bangalore branch?

The address of the branch is 447, 6Th Main, 7Th Cross, Btm 2Nd Stageopposite Namdari Store, Bengaluru located in Bengaluru Urban, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby BANK OF MAHARASHTRA Branches

10,000+
Happy Clients

Helping businesses stay compliant and stress-free.

15+
Years Experience

Deep expertise in GST, Income Tax, ROC & business compliance.

50,000+
Documents Filed

Returns, registrations, and filings handled accurately.

4.9★
Client Rating

Trusted by entrepreneurs, startups, and growing businesses.

ISO
Certified

Professional standards and documented processes.

SSL
Secure

Your financial and business data is fully protected.