For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Maharashtra for its Gandhinagar Bangalore branch in Bengaluru Urban, Bangalore, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Maharashtra located in Bengaluru Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code MAHB0000428. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Gandhinagar Bangalore, Bengaluru Urban

Here are some of the key details that come with the IFSC Code MAHB0000428 of Bank Of Maharashtra for its branch located in Bengaluru Urban, within the district of Bangalore in the state of Karnataka.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0000428
Branch Gandhinagar Bangalore
City Bengaluru Urban
District Bangalore
State Karnataka
Address No.31 Cross Roadgandhinagar

These details helps users in online banking and for businesses and individuals who use Bank Of Maharashtra in Bengaluru Urban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0000428 for the Gandhinagar Bangalore branch of Bank Of Maharashtra plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Gandhinagar Bangalore, Bengaluru Urban, Karnataka, is provided a unique IFSC like MAHB0000428 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Maharashtra branch in Bengaluru Urban.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bengaluru Urban and Bangalore.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Gandhinagar Bangalore do not get misguided to another person.

Format of the IFSC Code MAHB0000428

The format of the IFSC Code for banks, including Bank Of Maharashtra, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gandhinagar Bangalore in Bengaluru Urban.

For example, the IFSC Code MAHB0000428 of Bank Of Maharashtra for the Gandhinagar Bangalore branch includes these elements, identifying the bank and the branch location in Bengaluru Urban and Karnataka correctly.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0000428 of Bank Of Maharashtra for its Gandhinagar Bangalore branch located in Bengaluru Urban, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Maharashtra include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Bengaluru Urban and Bangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and find the branch locator section. Search for Gandhinagar Bangalore or Bengaluru Urban to get the exact IFSC Code MAHB0000428.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Maharashtra and Bengaluru Urban that will provide accurate information.

How to Use IFSC Code MAHB0000428 for Online Transfers?

Once you have the IFSC Code MAHB0000428 for the Gandhinagar Bangalore branch of Bank Of Maharashtra in Bengaluru Urban, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MAHB0000428. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0000428.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Maharashtra Gandhinagar Bangalore in Bengaluru Urban, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Maharashtra in Gandhinagar Bangalore, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bengaluru Urban manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Gandhinagar Bangalore, Bengaluru Urban?

The IFSC Code is MAHB0000428.

Is the IFSC Code MAHB0000428 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Gandhinagar Bangalore?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gandhinagar Bangalore branch?

The address of the branch is No.31 Cross Roadgandhinagar located in Bengaluru Urban, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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