For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Vivekananda College More branch in Burdwan, West Bengal, Burdwan West Bengal, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Burdwan, West Bengal or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004184. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Vivekananda College More, Burdwan, West Bengal
The table below shows the main details of the IFSC Code BKID0004184 for the Bank Of India branch in Burdwan, West Bengal, which falls under the Burdwan West Bengal district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004184 |
| Branch | Vivekananda College More |
| City | Burdwan, West Bengal |
| District | Burdwan West Bengal |
| State | West Bengal |
| Address | Bongpur Morepo Sreepally Dist Burdwan |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Burdwan, West Bengal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004184 for the Vivekananda College More branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004184 is given to every bank branch, including Bank Of India located in Vivekananda College More, Burdwan, West Bengal, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Burdwan, West Bengal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Burdwan, West Bengal and Burdwan West Bengal.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Vivekananda College More doesn't end up at another location.
Format of the IFSC Code BKID0004184
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vivekananda College More in Burdwan, West Bengal.
For example, the IFSC Code BKID0004184 of Bank Of India for the Vivekananda College More branch includes these elements, identifying the bank and the branch location in Burdwan, West Bengal and West Bengal correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004184 of Bank Of India for its Vivekananda College More branch located in Burdwan, West Bengal, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Burdwan, West Bengal and Burdwan West Bengal, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Vivekananda College More or Burdwan, West Bengal to get the exact IFSC Code BKID0004184.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Burdwan, West Bengal, you'll get the correct details.
How to Use IFSC Code BKID0004184 for Online Transfers?
If you have the IFSC Code BKID0004184 for the Vivekananda College More branch of Bank Of India in Burdwan, West Bengal, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004184. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004184.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Vivekananda College More in Burdwan, West Bengal, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Vivekananda College More, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Burdwan, West Bengal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004184.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bongpur Morepo Sreepally Dist Burdwan located in Burdwan, West Bengal, Burdwan West Bengal, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.