Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Chittaranjan branch in Burdwan, West Bengal, Burdwan West Bengal, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Burdwan, West Bengal or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004205. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Chittaranjan, Burdwan, West Bengal
The table below shows the main details of the IFSC Code BKID0004205 for the Bank Of India branch in Burdwan, West Bengal, which falls under the Burdwan West Bengal district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004205 |
| Branch | Chittaranjan |
| City | Burdwan, West Bengal |
| District | Burdwan West Bengal |
| State | West Bengal |
| Address | Near Gate No3 At Po Chittaranjandist Burdwan |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Burdwan, West Bengal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004205 for the Chittaranjan branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Chittaranjan, Burdwan, West Bengal, West Bengal, is provided with a unique IFSC like BKID0004205 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Burdwan, West Bengal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Burdwan, West Bengal and Burdwan West Bengal.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Chittaranjan do not get mixed with another location.
Format of the IFSC Code BKID0004205
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chittaranjan in Burdwan, West Bengal.
For example, the IFSC Code BKID0004205 of Bank Of India for the Chittaranjan branch includes these elements, identifying the bank and the branch location in Burdwan, West Bengal and West Bengal accurately.
How to Find IFSC Code for Bank Of India?
If you are looking for the IFSC Code BKID0004205 of Bank Of India for its Chittaranjan branch located in Burdwan, West Bengal, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of India branches in Burdwan, West Bengal and Burdwan West Bengal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of India and look for the branch locator section, then search for Chittaranjan or Burdwan, West Bengal to get the exact IFSC Code BKID0004205.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Burdwan, West Bengal, then it will provide you proper information.
How to Use IFSC Code BKID0004205 for Online Transfers?
Once you have the IFSC Code BKID0004205 for the Chittaranjan branch of Bank Of India in Burdwan, West Bengal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004205. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004205.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Chittaranjan in Burdwan, West Bengal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Chittaranjan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Burdwan, West Bengal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004205.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Gate No3 At Po Chittaranjandist Burdwan located in Burdwan, West Bengal, Burdwan West Bengal, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.