Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Shahabad Gate, Rampur, Up branch in Shahabad, Shahabad, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Shahabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SHAGAT. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Shahabad Gate, Rampur, Up, Shahabad

Below in the table are the key details related to IFSC Code BARB0SHAGAT of Bank Of Baroda for its branch located in Shahabad, within the district of Shahabad in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SHAGAT
Branch Shahabad Gate, Rampur, Up
City Shahabad
District Shahabad
State Uttar Pradesh
Address Bank Of Baroda,Badshah Complex,Rahe Murtaza Road,Shahabad Gate,Rampur,Uttar Pradesh ┬Û 244901.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Shahabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHAGAT for the Shahabad Gate, Rampur, Up branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Shahabad Gate, Rampur, Up, Shahabad, Uttar Pradesh, is provided with a unique IFSC like BARB0SHAGAT to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Shahabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Shahabad and Shahabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Shahabad Gate, Rampur, Up do not get mixed with another location.

Format of the IFSC Code BARB0SHAGAT

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shahabad Gate, Rampur, Up in Shahabad.

For example, the IFSC Code BARB0SHAGAT of Bank Of Baroda for the Shahabad Gate, Rampur, Up branch includes these elements, identifying the bank and the branch location in Shahabad and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SHAGAT of Bank Of Baroda for its Shahabad Gate, Rampur, Up branch located in Shahabad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Shahabad and Shahabad, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Shahabad Gate, Rampur, Up or Shahabad to get the exact IFSC Code BARB0SHAGAT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Shahabad, you'll get the correct details.

How to Use IFSC Code BARB0SHAGAT for Online Transfers?

If you have the IFSC Code BARB0SHAGAT for the Shahabad Gate, Rampur, Up branch of Bank Of Baroda in Shahabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SHAGAT. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0SHAGAT.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Shahabad Gate, Rampur, Up in Shahabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shahabad Gate, Rampur, Up, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Shahabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Shahabad Gate, Rampur, Up, Shahabad?

The IFSC Code is BARB0SHAGAT.

Is the IFSC Code BARB0SHAGAT permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Shahabad Gate, Rampur, Up?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shahabad Gate, Rampur, Up branch?

The address of the branch is Bank Of Baroda,Badshah Complex,Rahe Murtaza Road,Shahabad Gate,Rampur,Uttar Pradesh ┬Û 244901. located in Shahabad, Shahabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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