There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Shahabad Br., Dist. Hardoi, U.P. branch in Shahabad, Shahabad, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Shahabad or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0SHADOI. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Shahabad Br., Dist. Hardoi, U.P., Shahabad
The table below shows the main details of the IFSC Code BARB0SHADOI for the Bank Of Baroda branch in Shahabad, which falls under the Shahabad district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SHADOI |
| Branch | Shahabad Br., Dist. Hardoi, U.P. |
| City | Shahabad |
| District | Shahabad |
| State | Uttar Pradesh |
| Address | Miran Basti, Carpet Center, Hardoi Shahabad Road, Shahabad, Dist. Hardoi, Uttar Pradesh - 241 124. |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Shahabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHADOI for the Shahabad Br., Dist. Hardoi, U.P. branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Shahabad Br., Dist. Hardoi, U.P., Shahabad, Uttar Pradesh, is provided with a unique IFSC like BARB0SHADOI to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Shahabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Shahabad and Shahabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Shahabad Br., Dist. Hardoi, U.P. do not get mixed with another location.
Format of the IFSC Code BARB0SHADOI
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shahabad Br., Dist. Hardoi, U.P. in Shahabad.
For example, the IFSC Code BARB0SHADOI of Bank Of Baroda for the Shahabad Br., Dist. Hardoi, U.P. branch includes these elements, identifying the bank and the branch location in Shahabad and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0SHADOI of Bank Of Baroda for its Shahabad Br., Dist. Hardoi, U.P. branch located in Shahabad, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Shahabad and Shahabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Shahabad Br., Dist. Hardoi, U.P. or Shahabad to get the exact IFSC Code BARB0SHADOI.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Shahabad that will provide accurate information.
How to Use IFSC Code BARB0SHADOI for Online Transfers?
Once you have the IFSC Code BARB0SHADOI for the Shahabad Br., Dist. Hardoi, U.P. branch of Bank Of Baroda in Shahabad, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0SHADOI. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0SHADOI.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Shahabad Br., Dist. Hardoi, U.P. in Shahabad, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shahabad Br., Dist. Hardoi, U.P., here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Shahabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SHADOI.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Miran Basti, Carpet Center, Hardoi Shahabad Road, Shahabad, Dist. Hardoi, Uttar Pradesh - 241 124. located in Shahabad, Shahabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.