For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Ghadi branch in Sabar Kantha, Sabar Kantha, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Sabar Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DBGHAD. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Ghadi, Sabar Kantha
The table below shows the main details of the IFSC Code BARB0DBGHAD for the Bank Of Baroda branch in Sabar Kantha, which falls under the Sabar Kantha district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DBGHAD |
| Branch | Ghadi |
| City | Sabar Kantha |
| District | Sabar Kantha |
| State | Gujarat |
| Address | At Post Ghadidist Sabarkantha Prantij Sabar Kantha Gujarat 383215 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Sabar Kantha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBGHAD for the Ghadi branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ghadi, Sabar Kantha, Gujarat, is provided with a unique IFSC like BARB0DBGHAD to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Sabar Kantha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sabar Kantha and Sabar Kantha.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Ghadi do not get mixed with another location.
Format of the IFSC Code BARB0DBGHAD
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ghadi in Sabar Kantha.
For example, the IFSC Code BARB0DBGHAD of Bank Of Baroda for the Ghadi branch has these elements, identifying the bank and the branch location in Sabar Kantha and Gujarat correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0DBGHAD of Bank Of Baroda for its Ghadi branch located in Sabar Kantha, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Sabar Kantha and Sabar Kantha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Ghadi or Sabar Kantha to get the exact IFSC Code BARB0DBGHAD.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Sabar Kantha, then it will provide you proper information.
How to Use IFSC Code BARB0DBGHAD for Online Transfers?
If you have the IFSC Code BARB0DBGHAD for the Ghadi branch of Bank Of Baroda in Sabar Kantha, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0DBGHAD. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBGHAD.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Ghadi in Sabar Kantha, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ghadi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sabar Kantha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DBGHAD.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At Post Ghadidist Sabarkantha Prantij Sabar Kantha Gujarat 383215 located in Sabar Kantha, Sabar Kantha, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.